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Monuta: Bereavement Care Worth
by Tam

Most people deal with own burial. While a timely screening can be useful. A bereavement provision relieves the bereaved. Dusseldorf, December 11, 2009, for many people it is still a taboo, during his lifetime with own burial to deal much less than ensure. A bereavement care can however be useful for many people”, says Walter Capellmann, main representative of Monuta N.V. branch in Germany.

“Two reasons for the provision: the financial backing and the relief of the bereaved in organising the funeral.” For a bereavement care, he can choose insured between a one-off payment and monthly contributions. The conclusion of the contract takes place without health examination no matter how old it is. Credit: Peter Asaro -2011. And: the hedging is already from the first contribution payment guaranteed, lifetime. Besides waiting for the bereavement care with a further advantage: you fall under the social assistance legal Protected assets. Anyone taking public services (for example, Hartz IV) claim, the State has no access to the saved money differently than for example a life insurance plan or even a global. The payout of bereavement interest is also exempt if the money will be used for the burial. Apart from the financial aspects, the relief of the survivors for a bereavement care speaks. Because the insured person can set already during his lifetime, as the own funeral should expire organizationally.

Who should keep the eulogy, saying, what should be on the memorial stone, what kind of music should be played? “By Monuta is there a specially developed guide, the Scenarium”, says Cabrera. With this questionnaire, insured alone all details of a funeral and a memorial service can dedicate to your liking. “The bereavement care ensures that also the last way is how life was: independent.” The insurance sum goes to the predefined agent, causing the funeral as desired. This can also a funeral director be in addition to the bereaved. The bereaved are not only financially, but also organizationally, completely relieved. So the necessary room for grief arises when a dear person has died. Monuta Monuta insurance insurance, a subsidiary of the Dutch Monuta Uitvaartzorg en-verzekeringen N.V., offers also in Germany at their funeral since July 2007. Because Monuta sees itself as trustee for its customers, the product range in addition to the pure insurance or financial protection includes additional services and benefits. Germany wide is it worked with selected, quality-tested local partners. In the Netherlands, the Monuta Uitvaartzorg founded in 1923 is the market leader for the bereavement care en-verzekeringen N.V.. The company maintained there a million clients and manages a portfolio of four billion euros (Status: January 2009).

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December 19th


With A Personal Loan Make Dreams Come True
by Tam

A personal loan is designed for financing personal needs. The loan allows that fast money to get to an arbitrarily high amount, which in the medium term provides the Bank and this sum can be located then on the fulfillment of his dream. Everyone has dreams, one can just materialize, others it is required even greater capital and others are unfortunately impossible, but no less beautiful. To the dreams that you can fill with more or less capital, we are going now in the following. So that you can realize this, there are for example the possibility of Privatkredites. The loan allows that fast money to get to an arbitrarily high amount, which in the medium term provides the Bank and this sum can be located then on the fulfillment of his dream: can an extended cruise in the Caribbean, a beautiful car or buying a small house on a picturesque Island.

As diverse as the dreams are you can set the height of the personal loan. What you should consider doing is this: first of all you should have a regular income and if necessary of the Bank present a few securities, which prove that it is able, to refund the monthly instalments including interest. It is looking for a suitable loan, you should take plenty of time and compare the different offers of the major banks. Here, not only the height of the Privatkredites plays a role, but also the duration of the entire loan, and the interest rate and the amount of the monthly payments. Not every personal loan shows its advantages or disadvantages at the first glance, hence it is said alone calculate and create a plan, at what time and at what rates you can pay back the loan in a reasonable manner, without having to make too many cuts in. In this way, you not only know what is doable, but also which personal loan at the diverse services is the most sensible for the fulfilment of a long cherished dream.

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December 17th


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